Life Insurance That Pays While You’re Alive
Protect your family and build tax-free savings you can use for college, emergencies, or even retirement.
Protect your family and build tax-free savings you can use for college, emergencies, or even retirement.
Life Insurance
That Pays While
You're Alive
Terminal illness payouts
Terminal illness payouts
Withdraw tax-free money during your term
Withdraw tax-free money during your term
Funds can be used for anything
Funds can be used for anything
Ideal for College savings
Ideal for College savings
Affordable monthly rates
Affordable monthly rates
Powered by National Life Group
Powered by National Life Group
TESTIMONIALS
Client
TESTIMONIALS
Client
Jerome K.
Miami, FL
I was skeptical at first, but I’m glad I checked. I now have coverage for my whole family at a much lower cost than before.
Jerome K.
Miami, FL
I was skeptical at first, but I’m glad I checked. I now have coverage for my whole family at a much lower cost than before.
Elena D.
Chicago, IL
I thought I wouldn’t qualify because I have a visa, but they found a plan that worked for my situation. Very professional and fast service.
Elena D.
Chicago, IL
I thought I wouldn’t qualify because I have a visa, but they found a plan that worked for my situation. Very professional and fast service.
Thomas R.
Phoenix, AZ
The agent explained everything clearly and helped me get signed up for Medicare without hassle. The best part? It took less than 10 minutes and didn’t cost me anything.
Thomas R.
Phoenix, AZ
The agent explained everything clearly and helped me get signed up for Medicare without hassle. The best part? It took less than 10 minutes and didn’t cost me anything.
STILL NOT SURE?
Frequently Asked Questions
Question 1: What is life insurance?
Life insurance is a financial contract between you and an insurance company. In exchange for regular payments (called premiums), the insurance company pays a lump sum (called a death benefit) to your chosen beneficiary when you pass away. Some policies also include living benefits.
Question 2: Does it pay out while I'm still alive?
Yes, some types of life insurance such as whole life or universal life can build cash value over time. You can borrow against or withdraw from this cash value while you're still alive, depending on your policy.
Question 3: How does life insurance create savings?
Permanent life insurance policies build cash value through your premium payments and interest earnings. Over time, this savings component can be used for emergencies, education, or even retirement planning.
Question 4: Do I have to pay back money I withdraw from my life insurance?
It depends. If you withdraw from the cash value, you usually don’t need to pay it back—but it may reduce the death benefit. If you borrow against it, you’ll need to repay the loan with interest, or it could also reduce your payout.
Question 5: Can children own a life insurance policy?
Children can be insured, but they cannot legally own a policy. A parent or legal guardian typically owns the policy until the child is old enough to take ownership.
Question 6: Is life insurance affordable?
Yes, life insurance can be very affordable especially if you start young and healthy. There are various policy options to fit different needs and budgets, including term and permanent plans.
Question 7: What is a beneficiary?
A beneficiary is the person or people you choose to receive the life insurance payout when you pass away. You can name one or multiple beneficiaries, and even organizations or trusts.